Stop paying National Insurance
You pay National Insurance contributions to qualify for certain benefits including the State Pension.
Up to State Pension age, you pay Class 1 National Insurance contributions as a percentage of your earnings if you’re employed.
You pay Class 2 contributions at a flat weekly rate and Class 4 contributions annually as a percentage of your taxable profits, if you’re self-employed.
What happens at State Pension age
At State Pension age:
you stop paying Class 1 and Class 2 contributions, even if you’re still working
you still have to pay Class 4 contributions if you have taxable profits from the year you reach State Pension age - the next year, you’ll be exempt
If you’re self employed, you still need to send a Self Assessment tax return for the year you reach State Pension age.
You can claim back National Insurance if you’ve overpaid.
If you continue working
Show your employer proof of your age (eg a birth certificate or passport) to make sure you stop paying National Insurance.
You don’t need a certificate of age exception (CA4140).
If you don’t want your employer to see your birth certificate or passport, write to HM Revenue and Customs (HMRC) giving the reason. HMRC will then send you a letter confirming you have reached State Pension age and don’t need to pay National Insurance.
National Insurance contributions and Employers Office
HM Revenue and Customs
BX9 1AN
You’ll be asked to send your birth certificate or passport for verification if HMRC doesn’t have a record of your date of birth. Certified copies are accepted.
posted by www.gov.uk/ get more details here https://www.gov.uk/tax-national-insurance-after-state-pension-age/stopping-paying-national-insurance
You pay National Insurance contributions to qualify for certain benefits including the State Pension.
Up to State Pension age, you pay Class 1 National Insurance contributions as a percentage of your earnings if you’re employed.
You pay Class 2 contributions at a flat weekly rate and Class 4 contributions annually as a percentage of your taxable profits, if you’re self-employed.
What happens at State Pension age
At State Pension age:
you stop paying Class 1 and Class 2 contributions, even if you’re still working
you still have to pay Class 4 contributions if you have taxable profits from the year you reach State Pension age - the next year, you’ll be exempt
If you’re self employed, you still need to send a Self Assessment tax return for the year you reach State Pension age.
You can claim back National Insurance if you’ve overpaid.
If you continue working
Show your employer proof of your age (eg a birth certificate or passport) to make sure you stop paying National Insurance.
You don’t need a certificate of age exception (CA4140).
If you don’t want your employer to see your birth certificate or passport, write to HM Revenue and Customs (HMRC) giving the reason. HMRC will then send you a letter confirming you have reached State Pension age and don’t need to pay National Insurance.
National Insurance contributions and Employers Office
HM Revenue and Customs
BX9 1AN
You’ll be asked to send your birth certificate or passport for verification if HMRC doesn’t have a record of your date of birth. Certified copies are accepted.
posted by www.gov.uk/ get more details here https://www.gov.uk/tax-national-insurance-after-state-pension-age/stopping-paying-national-insurance
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